How to Use Philippines Income Tax Calculator
The Philippines Income Tax Calculator is designed for Filipino employees, freelancers, and HR teams that need a fast personal income tax estimate.
- Enter Your Income — Type your salary and choose Annual or Monthly.
- Add Deductions — Include allowed deductions and contributions if any.
- Add 13th Month Pay — Enter the bonus amount, and choose whether to tax the portion above 90,000.
- Read the Results — The Philippines Income Tax Calculator shows total income, taxable income, annual and monthly tax, after-tax income, marginal rate, and effective rate.
Formula & Theory - Philippines Income Tax Calculator
The Philippines Income Tax Calculator applies BIR progressive brackets:
Annual Income = Monthly Income × 12 (if monthly)
Bonus Taxable = max(0, 13th Month - 90,000) [if not exempt]
Taxable Income = max(0, Annual Income + Bonus Taxable - Deductions)
Brackets (PHP):
0 - 250,000 : 0% of excess over 0
250,001 - 400,000 : 15% of excess over 250,000
400,001 - 800,000 : 22,500 + 20% of excess over 400,000
800,001 - 2,000,000 : 102,500 + 25% of excess over 800,000
2,000,001 - 8,000,000 : 402,500 + 30% of excess over 2,000,000
8,000,001 and above : 2,202,500 + 35% of excess over 8,000,000| Symbol | Meaning |
|---|---|
| Annual Income | Yearly gross income in PHP |
| Taxable Income | Annual Income plus taxable bonus minus deductions |
| Marginal Rate | The rate applied to the last peso earned |
| Effective Rate | Total tax divided by gross income |
Assumptions and Limits
The Philippines Income Tax Calculator does not handle SSS, PhilHealth, Pag-IBIG contributions, withholding adjustments, or the 8% optional rate for self-employed taxpayers. Use it for planning only; refer to BIR for filing.
Use Cases for Philippines Income Tax Calculator
The Philippines Income Tax Calculator is useful in many real-world scenarios:
- Payroll planning — Estimate annual tax before year-end adjustments.
- Job offer comparison — Translate gross offers into after-tax income.
- Freelancer budgeting — Forecast tax liability based on expected revenue.
- Bonus planning — See how 13th month pay affects total tax.
Because the Philippines Income Tax Calculator runs in your browser, you can compare income scenarios instantly without paperwork.